About Texas Healthcare Foundation
Texas Healthcare Foundation
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  CrossPoint
  Texas Department of Insurance Division of Workers' Compensation (DWC)

Texas Healthcare Foundation ("THF") provides customized managed healthcare and claims management to thousands of employers who have opted out of the Texas workers' compensation system ("Nonsubscribers").

Exclusively serving the Nonsubscriber community since 1992, THF offers Nonsubscribers services such as medical bill auditing, case management, precertification for hospitalizations, utilization review and customized claims management. THF's affiliate CrossPoint assists Texas employers in evaluating how responsible Nonsubscription can achieve significant control over and reductions to work injury program costs. CrossPoint also solicits comprehensive insurance quotes with "A" rated insurers at competitive rates for Nonsubscribers based on their risk retention objectives.

Terry Plum, founder, sole owner and chief executive officer, continues to build THF on the simple principle that employers should receive the highest level of customer service and savings while their injured employees receive appropriate healthcare to expedite their return to productive work. As a result, THF's Managed Healthcare and Claims Management programs are designed so THF only earns a fee when a customer realizes actual, documented savings. Does this approach work? The proof is in the results. THF has processed over 1.3 million work-related medical bills from all over Texas with bottom-line savings currently averaging 50%+ off medical bills: over $207 million in savings for Nonsubscribers! Customized programs featuring immediate and continuous communications to guide the injured employee, the employer and medical providers reflect THF's commitment to exceeding the expectations of our customers.

THF's Managed Healthcare and Claims Management operations are centralized in Lewisville, Texas, a suburb within the Dallas-Fort Worth Metroplex. We also know excellent safety consultants and benefit plan and defense attorneys who will help you develop and maintain responsible Nonsubscription programs. Just give us a call at 800-716-6777 and we’ll gladly share their names with you.

With that said, we’re very proud to be an active TXANS supporter. To us, TXANS symbolizes the principles of free enterprise. We believe government should not interfere with businesses who are responsible to their employees, customers and country. Laws and regulations “mandating” one’s behavior have never been an effective way to solve our societal challenges. Instead, responsibility to others must be freely accepted as a basic value.

Finally, we’d like to specifically express our gratitude to our hundreds of Texas customers who have placed their confidence and trust in us. Actively working together, we’ll keep responsible Nonsubscription elective in Texas.


Everyone is always cheerful and diligent in their assistance. Responsiveness: "can do" attitude and follow through; pleasant staff; fact that you provide excellent service and you do not "over sell." Thanks for your willingness to change when we change! Great job!
HEB Grocery Company

We had negotiated our own claims for many years. This at times was very difficult and stressful. Utilizing the different aspects of THF has been extremely beneficial for us. It has been a great help being able to send our bills and receive a quick response with an explanation of benefits. This has not only saved us time, but the reductions are much better than we could have obtained on our own. THF has found us timely solutions through peer reviews saving us countless hours and dollars.
Jordan Health Services

Processing injury claims and managing the care and recovery process of our injured employees requires a great amount of clear communication to assure that the employee, employer and treating medical personnel all are working together in accomplishing a quick and full recovery. Whether it is providing information or accommodating any special requests, our designated claims examiner is always more than willing to do whatever it takes to assist LSO.
Lone Star Overnight

THF and CrossPoint Support TXANS Work-Injury Research Initiative

Independent information about the overall satisfaction of work-injured employees of Nonsubscribers and documented competitive advantages Nonsubscription provides the Texas economy is absolutely necessary. Accordingly, THF and CrossPoint are honored to support TXANS‘ efforts to commence a research initiative in support of responsible Nonsubscription by pledging a $1 for $1 matching contribution up to $50,000 through March 31, 2010.

We hope our commitment to “free enterprise” will motivate other employers (or vendors) to invest in protecting the future of responsible Nonsubscription in Texas by contributing an equitable portion of the savings (or revenues) they have realized from Nonsubscription. Working together through a grassroots effort, we will keep responsible Nonsubscription alive and elective in Texas.

Letter Supporting TXANS Research Initiative 20091201.pdf




Just Call Copyright C
Texas Healthcare Foundation
1278 FM 407, Suite 105
Lewisville, Texas 75077-2200
ph: 800-716-6777 - 972-317-1252
fax: 972-317-0889
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