Texas Association of
Responsible Nonsubscribers (TXANS)
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Texas Department of Insurance
Division of Workers' Compensation (DWC)

By opting out of the Texas Workers' Compensation Act, the Nonsubscribing employer loses significant medical cost containment benefits enjoyed by employers insured under the Act, such as:

• entitlement to the Texas Department of Insurance - Division of Workers' Compensation Commission physician and hospital medical fee guidelines which are substantially below usual, customary and reasonable charges.

• certain managed healthcare practices utilized by workers’ compensation insurance carriers, such as access to preferred provider organizations, utilization review, case management and medical bill audits.

However, by utilizing Texas Healthcare Foundation ("THF"), the Nonsubscribing employer can regain most of these benefits. THF is a Texas-based organization providing medical cost containment services to responsible Texas employers as an integral part of their successful Nonsubscriber programs. Some key benefits of THF are:

• Providing certain managed healthcare services as requested by the employer to ensure appropriate and cost effective utilization of healthcare treatment while expediting the employee's return to productive work. When diagnosis and treatment are appropriately monitored by unbiased specialists, patients most often receive better care and employers are not financially penalized.

• Quickly processing all of an employer's occupational injury medical bills according to medically accepted guidelines and THF's contractual discounts, generating accurate "ready to pay" bills, and with no balance billing to the employees.

Saving significant amounts off every $1 billed by medical providers. Savings are currently averaging an amazing 50%+ off billed charges!

And the best news is, THF earns a fee only when employers realize actual savings. There are absolutely no additional or hidden fees. Just ask: