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Texas Department of Insurance
Division of Workers' Compensation (DWC)

Texas Healthcare Foundation ("THF") provides customized managed healthcare and claims management to thousands of employers who have opted out of the Texas workers' compensation system ("Nonsubscribers").

Founded in 1992, THF initially offered Nonsubscribers medical cost containment services such as medical bill auditing, case management, precertification for hospitalizations and utilization review. THF also delivers customized claims management and can recommend comprehensive insurance products to Nonsubscribers, most often at costs substantially below workers' compensation insurance.

Terry Plum, founder, sole owner and chief executive officer, continues to build THF on the simple principle that employers should receive the highest level of customer service and savings while their injured employees receive appropriate healthcare to expedite their return to productive work. As a result, THF's Managed Healthcare and Claims Management programs are designed so THF only earns a fee when a customer realizes actual, documented savings. Does this approach work? The proof is in the results. THF has processed over 1,210,000 work-related medical bills from all over Texas with bottom-line savings currently averaging 55%+ off medical bills: more than $172 million in savings for Nonsubscribers! Customized programs featuring immediate and continuous communications to guide the injured employee, the employer and medical providers reflect THF's commitment to exceeding the expectations of their customers.